By accessing or using the Dhan Digital website and services, you agree to be bound by these Terms & Conditions. If you do not agree, please do not use our website or services.
Dhan Digital is a financial products platform. We help you discover, compare, and apply for loans, credit cards, insurance, demat, and investment products offered by our partner banks, non-banking financial companies (NBFCs), insurers, and other regulated financial institutions ("Partner Institutions").
We act as a facilitator and intermediary — we are not ourselves a bank, lender, insurer, or investment adviser, and we do not guarantee the approval of any application, or the interest rate, sum insured, loan amount, or any other term of a product. All loan, insurance, and investment products are provided by, and remain subject to the sole discretion and terms of, the relevant Partner Institution.
You must be at least 18 years old and legally capable of entering into a binding contract under Indian law to use our services.
You agree to provide true, accurate, and complete information when using our website or applying for a product. Providing false or misleading information may result in rejection of your application by a Partner Institution and may have legal consequences.
Submitting an enquiry or application through Dhan Digital does not guarantee approval, a specific interest rate, sum insured, loan amount, or any other outcome. All approvals, rates, and terms are determined solely by the relevant Partner Institution based on their own credit, underwriting, and risk policies.
Dhan Digital does not charge you a fee simply for using our comparison and referral service unless clearly stated at the time. Any processing fee, interest rate, premium, or other charge shown on our website is indicative and provided by the Partner Institution; final charges are confirmed by the Partner Institution before you accept their offer.
By submitting your details through our website, including our "Get in Touch" or loan enquiry forms, you consent to being contacted by Dhan Digital, its representatives, and relevant Partner Institutions by phone, SMS, RCS, WhatsApp, or email regarding your enquiry, including where your number is registered under India's National Customer Preference Register (NCPR/DND).
You agree not to:
All content on this website, including the Dhan Digital name, logo, text, graphics, and design, is owned by or licensed to Dhan Digital and is protected under applicable intellectual property laws. You may not use it without our prior written consent.
Our website may link to, or feature products of, third-party Partner Institutions. We are not responsible for the content, accuracy, terms, or practices of these third parties, and your dealings with them are governed by their own terms and policies.
To the maximum extent permitted by law, Dhan Digital is not liable for any direct, indirect, incidental, or consequential loss arising from your use of our website, reliance on information provided, or your dealings with any Partner Institution, including loan rejection, delayed disbursal, or claim outcomes.
You agree to indemnify and hold Dhan Digital harmless from any claim, loss, or damage arising from your misuse of the website or breach of these Terms.
We may suspend or restrict your access to our website or services at any time, without notice, if we reasonably believe you have violated these Terms.
These Terms are governed by the laws of India. Any dispute arising from these Terms or your use of our services will be subject to the exclusive jurisdiction of the courts at [insert your registered city, state].
For any grievance regarding our services or these Terms, please contact our Grievance Officer. We aim to acknowledge grievances within 48 hours and resolve them within a reasonable time frame.
Email: info@dhandigital.in
Phone: +91 97988 23709
We may update these Terms from time to time. The "Last updated" date at the top shows when they were last revised. Continued use of our website after changes means you accept the revised Terms.